Therapy Pricing

I am able to meet my basic needs* but I have to actively think about meeting them in the most affordable ways I can. I have small, varying amounts of expendable income** which means budgeting is often a big source of stress. I need to live in the cheapest place available to me and I struggle to afford any holidays/trips away.
My lack of savings, family support and inherited wealth (currently and in the future) means that I worry about my financial future.

Spending my expendable income doesn’t cause me regular concern or stress and I can do so in ways that bring me satisfaction.
I rent a property or own my own home and go on several holidays/trips away each year.
I have either sizable savings****, family support if need be, or inherited wealth (or I stand to inherit money/assets in the future). This means I don’t often need to worry about the debt I have or my financial future.

*BASIC NEEDS include food, housing, clothing and transportation
**EXPENDABLE INCOME might mean you are able to buy coffee or tea at a shop, go to events like the cinema or gigs, buy new clothes, books and similar items each month
***MODEST SAVINGS might be anything around a month’s salary
****SIZABLE SAVINGS might be anything over two month’s salary

I need to keep an eye on my expendable income, which can be a source of concern but I’m able to consider the desirability of where I live in my accommodation choices and can afford one holiday/trip away each year.
My modest savings***, family support and inherited wealth (currently and in the future) give me a small safety net if I ever needed it. This means I don’t often need to worry about my financial future.